Managing your money starts with seeing where it goes. The Budget Template is a simple, ready-to-use tool that helps you track your income, spending, and savings month by month — giving you a clear picture of your finances at a glance.

This resource shows you what real budgeting looks like, with examples of everyday expenses like food, phone bills, gym memberships, and savings goals. It’s a great way to learn how to plan ahead, make adjustments, and stay on top of your financial wellbeing.

💡 What you’ll learn:

• How to track your income and expenses each month
• How to identify spending habits and areas for saving
• How to create a realistic budget that balances enjoyment and responsibility
• Why consistency is the key to financial confidence

🧾 What to do:

Use the template to record your monthly pay, bills, and spending — then calculate how much you can save or invest. Update it regularly to build awareness and control over your money.

🎯 Takeaway:

You’ll finish with a clear, visual snapshot of your finances and the confidence to make smarter money choices — one month at a time.