Debt is a part of life — from student loans to credit cards — but too often, it’s treated like something shameful or scary. This video opens up an honest, judgment-free conversation about what debt really is, how it works, and how you can manage it wisely.

We’ll cover the different types of debt, what’s considered “good” or “bad,” and how to avoid common traps that catch people out early in life.

What you’ll learn:

• The difference between secured and unsecured debt
• Why interest rates matter — and how they impact what you owe
• Smart strategies to manage or avoid debt entirely

Takeaway:

Understanding debt now can save you time, stress, and money later. Start building confidence today — not confusion.

Watch now and take control of your financial future, one step at a time.