What’s this resource about?

This guide explains what credit scores are, why they matter, and how loans really work. It uses real-life examples, case studies, and quick activities to make the topic easy to understand — no boring finance jargon.

Why is it useful?

• Helps you understand why paying bills on time is more powerful than you think.
• Shows how much money you could save (or lose) depending on your score.
• Breaks down the different types of loans you might come across as a student or young adult.
• Gives you activities to test your knowledge and apply it to real-life scenarios.

If you want to stay in control of your money and set yourself up for independence, this resource is a smart place to start.